There are a lot of curveballs our clients face in their 40’s, but our strategies have safeguarded them from the unknown.
Are you in your 40’s and the thought of retirement planning seems chaotic? The truth is you’re not alone. The balance between your family, career, and finances at this age is a juggling act and adding more onto your plate can feel daunting. However, it’s simpler than you think.
Don’t be discouraged. In fact, now is the perfect opportunity to be proactive with your financial plans. Retirement should bring you peace of mind and Ty J. Young knows the exact tools that can help you set the base for financial health.
Or watch this video to see what we mean when we say proper planning = desired results.
Planning in your 40’s
Your 40’s are normally filled with activities such as holiday business parties, taking the kids to the doctors, or making sure your parents are okay. It’s hectic, we get it. Making room for your retirement goals seems challenging, but you should make a little time for future planning. At this point in your life, a little planning can go a long way toward your desired results. So we encourage you to stay positive. It’s never too late to start building investment strategies.
Truth is, there’s no one size fits all financial strategy. Our Atlanta Financial Advisors suggest that you choose a customized team with the expertise to help you achieve your financial goals. You want to spend this time committed to saving, plus strategies committed to growth and security.
So Where Do I Start?
Are the details of your current assets and retirement accounts easy to understand?
Where will your retirement income come from? Is that money growing?
If you don’t have the definitive answers, right now is the time to fine-tune your approach.
Find a calm, collected expert team of financial advisors to guide you through this process & set-up a strategy that helps you seize new opportunities. Here at Ty J. Young, we believe it’s often best to start with a tax-efficient retirement plan. If you have the option at work to receive an employer-sponsored retirement plan like a 401K, then take advantage of it. Or you could look into other options like an IRA. Regardless of which one works best for you, make sure you have an informed team that helps you choose whichever vehicle works best for your assets, and more importantly your future goals.
The Bottom Line
If you’re in your 40’s and worried that you’re starting too late, don’t panic. It’s about getting started, staying the course, and taking advantage of the opportunities in front of you.
Click here to learn about your opportunities.
Over the past 20+ years, Ty J. Young Wealth Management has become a nationally recognized expert in preserving retirement goals in times of market volatility. Building relationships with over 6,000 clients nationwide, Ty J. Young Wealth Management is a top financial planning firm located in Atlanta that empowers clients to improve their financial health, weather market changes, and gain peace of mind for their future.