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Key Questions to Ask Before Investing Your Money

1. Am I locking up my money?
   
   
2. Do I have access to my money without penalty
   
   
3. How much is the commission/annual fee?
   
   
4. What happens if I die?
   
   
5. Should I try and recover some of my losses before I move my money into this type of annuity?
   
   
6. What should I expect as a return on this money?
   
   
7. What is the minimum?